Fixer Jay’s Mom & Pop Millionaire Blog

I have written a great deal about the dangers of speculating and its most devastating side effect – GOING BROKE! Rampant appreciation tends to mask this serious flaw for many inexperienced and naive investors who seem to believe that it’s almost impossible to lose with real estate. Downturns and a crashing market provide a harsh reminder that speculation often works in the wrong direction. Least I give you the impression I’m totally against speculating or throwing the dice every now and then – I’m not! However, I will only gamble when I’m investing the profits I’ve already earned from my cash flow properties. That’s my advice to you as well!

Investors should think long and hard about their reasons for investing. For example; investors who already earn adequate income from a good job they intend to keep, can invest differently than someone like me who needed grocery money to begin with. Investing for cash flow now is different than investing for growth appreciation I’m a firm believer in doing both – but what’s very important is the sequence!

By investing in cash flow properties first – you can establish a predictable income which protects your future! After that, faster growth properties with more potential for appreciation can offer a stronger hedge against inflation. With money coming in every month, investors have choices. Retirement may seem very distant to some – but when it finally arrives, it’s a lot more enjoyable with more money

Tags: The Big Picture by FixerJay
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There’s never been a better time to join ranks with “do-it-yourself’ real estate investors than right now – TODAY! From a pure financial standpoint, owning income-producing properties could easily turn out to be the smartest security decision you’ll ever make.

Tens of thousands of traditional jobs have simply vanished into thin air, while savings and retirement funds are siphoned away for everyday living expenses. Creating a long-term financial backup plan makes more sense today than ever before! And as you shall learn, the skills to make it all happen are quite easily learned by average working folks willing to make the effort.

Millions of people have thought about real estate investing and many have even given it a fair try. What most haven’t done, however; is to learn enough to develop a serious business plan that brings in foldin’ money every month! I’m talkin’ about a wealth plan that nearly every investor is capable of building and operating themselves. Right now is a perfect time to “wake up” – and release the ”financial genie” inside yourself!

The investment business I’m talking about will allow you – the investor; to enjoy almost absolute control over all your earnings and future profits. This is extremely important! It’s the real key to investor success. Look around you today! Most workers have almost no control over their jobs – or their earnings. They must live in constant fear about the decisions of others – not a great confidence builder for your future, I’d say!

Tags: The Big Picture by FixerJay
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The current real estate meltdown has once again reinforced my views about why small-time, “Mom & Pop” investors, should invest in the right kind of properties to start with, The kind of properties I recommend can survive the challenges of market downturns, bank failures and a bad economy. More importantly, my kind of properties will continue generating “take-home” income, which gives investors the chance to fight another day.

As simple as this might sound - you will never enjoy the rich rewards from long-term ownership if you can’t “hang on” for the long term. Just look around you – every time real estate takes a dive, many “high rollers” go down with the ship. It’s like a cleansing process for short-term thinkers. These folks are mostly speculators and as such; losing is as much a part of the gamble as winning – yet many seem completely surprised!

IS THERE A BETTER WAY, YOU ASK?

Indeed there is my friend – and my way is as easy as acquiring the losers. I suggest that you acquire only properties that make financial sense today ­right now! Forget what you think you know about the future and concentrate all your energies on buying properties that will keep you alive. This one simple change in your investment strategy will automatically steer you toward the kind of properties that will generate cash income today, as opposed to sometime in the future!

Tags: Long Term Investing vs. Speculating by FixerJay
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Buying rundown houses is the IDEAL INVESTMENT BUSINESS for small-time Mom &. Pop operators. Affordable rental houses are In short supply and profits are the highest in the business. Unlike buying traditional homes where investors must agree to restrictive bank terms, rundown properties are mostly financed by the people who sell them.

Affordable rental houses are not dependent on appreciation for profits like regular houses. Instead, investors routinely Increase the value by making cost effective (fix-up) Improvements. Cash flow, which is almost unheard with regular tract houses, is pretty much guaranteed with affordable rental properties.

Safety can be a serious concern for leveraged investors! With fix-up properties, “sweat equity” can quickly pump up the property value. Obviously, added value translates to higher earnings – making failure nearly impossible. Take a good look around – how many apartment buildings end up in foreclosure? The answer is almost none - the reason is because they produce positive income for their owners!

Tags: Houses with Highest Profit Potential by FixerJay
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